Insurance
Before your arrival you need to check your insurance coverage.
Insurance for researchers, staff, and doctoral students
Make sure you are fully insured throughout your entire stay in Sweden. As an employee at the University, you are generally covered by various kinds of insurance, both at work and on the way to your workplace, but also during business travels.
Workplace and Personal Injury Insurance
All gainfully employed individuals are covered for work-related injuries. It can an compensate for dental care, special aids needed after an injury, and if the injury results in a permanent reduction in work capacity, a disability pension may be granted. As an employee, you are covered by a group life insurance policy. You are insured throughout your employment.
Information about employee insurances, on Staff Portal (Log in with X-account is required to access the information)
EU citizens staying for less than a year
EU/EEA citizens staying for less than a year are strongly advised to bring their European health insurance card, EHIC card. The card gives you the right to necessary health care at reduced cost. Sometimes an S1 certificate is necessary, it is issued by your health insurance authority.
If you do not have an EHIC card you should look into purchasing a private health insurance.
If you are a guest at the University i.e. not employed by the University you will also be covered by the Insurance for foreign visitors (Log in with X-account is required to access the information)
Non-EU citizens staying for less than a year
If you are a non-EU citizen staying for less than a year, speak to your host at the University about the Insurance for foreign visitors (Log in with X-account is required to access the information) This insurance provides the following coverage:
- personal injury protection
- medical and dental coverage
- home transport
- personal property coverage
- third-party liability
- legal expenses.
The insurance provides 24-hour coverage in Sweden and throughout the Schengen area if you have a Schengen visa.
EU and non-EU citizen staying for a year or longer
If you plan to stay in Sweden for at least one year, you must generally be entered into the Swedish population register. You do this by registering with the Swedish Tax Agency.
Once you are registered in Sweden, you are entitled to healthcare under the same conditions as other residents of Sweden. This means that you pay the regular Swedish patient fee for medical care in the public healthcare system. You may also be entitled to different types of compensation and allowances from the Social Insurance Agency (Försäkringskassan).
Until you are registered at the Swedish Tax Agency you are generally covered by the Insurance for foreign visitors unless you are an employee from an EU country, in which case you should use your EHIC card instead.
FAQ
Insurance for students
Make sure you are fully insured throughout your entire stay in Sweden, as well as during travel to and from Sweden. As a student at the university, you are generally covered by various kinds of insurance.
EU citizens staying for less than a year
EU/EEA citizens staying for less than a year are strongly advised to bring their European health insurance card, EHIC card. This card gives you the right to necessary healthcare at reduced cost.
If you are a citizen of Denmark, Finland, Iceland, or Norway, you are entitled to healthcare at the same cost as Swedish citizens. All you need to show is a valid ID and provide your address in your home country.
Citizens staying longer than a year
If you plan to stay in Sweden for at least one year, you must generally be entered into the Swedish population register. You do this by registering with the Swedish Tax Agency
Once you are registered in Sweden, you are entitled to healthcare under the same conditions as other residents of Sweden. This means that you pay the regular Swedish patient fee for medical care in the public healthcare system. Opening a bank account and many administrative processes will also be easier once you have a personal identity number. You may also be entitled to different types of compensation and allowances from the Social Insurance Agency (Försäkringskassan).